Who We Are

We help our clients develop a financial roadmap. Are you changing jobs? Thinking about a second career? Planning for retirement? We will help you navigate these transitions.

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Services

We provide financial planning, estate planning and tax planning services along with portfolio guidance and tax preparation.

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FAQ

Our FAQ provides insight into our business and our investing philosophy and other useful information.   

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Recent Blog Posts

We make personal finance easy to understand

Planning Actions during a Market Crash

Posted by Bill LaChance on May 23, 2022

KEY TAKEAWAYS Remain calm and do not panic during periods of market declines and crashes, they are normal part of the investing market and happen frequently. Stay the course and follow your investment policy statement or plan allocations. Actions to NOT do include:...

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Have $1M More in Retirement with Proper Bond Location

Have $1M More in Retirement with Proper Bond Location

Posted by Bill LaChance on Apr 14, 2022

 KEY TAKEAWAYS  The goal of asset location is to reduce the total tax paid over your lifetime and maximize realized returns.Bond income is taxed at a higher ordinary income tax rate. Stock gains are taxed at more beneficial capital gains tax rates. Because of the...

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The Value of Integrating Tax and Financial Planning Services

The Value of Integrating Tax and Financial Planning Services

Posted by Bill LaChance on Mar 17, 2022

 KEY TAKEAWAYS The goal of tax planning is to reduce total tax paid over your lifetime.Tax preparation done by prepares will only have the goal of reducing taxes in the current year. Very few preparers talk to financial planners. Combining financial planning and tax...

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