We help our clients develop a financial roadmap. Are you changing jobs? Thinking about a second career? Planning for retirement? We will help you navigate these transitions.
We’ll help you:
- Gain visibility and confidence in your financial future
- Recommend an investment portfolio that appropriately balances risk and return
- Identify opportunities to save on taxes and fees
About Bill LaChance
Bill received a B.S. degree in accounting from Bryant College. He then went to work for Coopers & Lybrand, at the time one of the “Big Eight” accounting firms. Bill then turned to finance and enrolled in the MBA program at Indiana University’s Kelley School of Business. Upon graduation he embarked on a twenty-two year career in corporate finance at Target and Best Buy.
Over the years Bill did his own financial planning and investing. When he looked for a second opinion from a financial planner, he had a difficult time finding someone who would work with him who was not affiliated with a broker-dealer and who did not have a high asset minimum. At that point he decided to prepare for a second career in financial planning to help clients like himself, looking for unbiased financial advice provided in a cost-effective manner. In 2013 he launched WJL Financial Advisors, a practice focusing on people like himself going through or considering a career transition.
Bill is a CERTIFIED FINANCIAL PLANNER™ and an Enrolled Agent authorized to represent taxpayers before the IRS.
Bill is based in Morris Plains NJ and serves clients primarily in New Jersey. Bill also works virtually with clients in other states where permitted.
About Jim Moore
Jim received a B.S. degree in Economics with majors in Accounting and Finance from the University of Pennsylvania. After graduation, Jim joined the public accounting firm, Coopers & Lybrand.
After leaving public accounting, Jim began a 30 year career in corporate finance including 20 years in various finance positions in the Coca-Cola system. During his time in his corporate roles, he gained extensive experience in strategic planning, budgeting and financial forecasting.
Throughout his career, Jim has always been interested in personal financial planning. While still working as a finance professional, he enrolled in the Certified Financial Planner certificate program at Fairfield University.
In October 2017, Jim launched his new career by joining WJL Financial Advisors, LLC as a Registered Investment Adviser Agent. Jim is a CERTIFIED FINANCIAL PLANNER™ and a Certified Public Accountant.. Jim serves clients primarily in Connecticut and resides in Greenwich, CT.
About Sudha Anand
Sudha received a Bachelor of Commerce Degree in Accounting in 1983 from University of Calcutta in India. She is a qualified Chartered Accountant and associate of the Institute of Chartered Accountants of India since 1985. She spent the first 2 years working as an Audit Manager with SB Billimoria &Co (a CA firm) and then spent the next 23 years working in the Corporate & Global Markets & Trading Business with American Express Bank, Bank of America and Royal Bank of Scotland. She has worked and lived in Mumbai India, Hong Kong and Singapore covering Southeast Asia Markets. From 2012-2014 she worked as the CEO of a leading financial database company in Singapore and then as a Board Advisor to a startup company in the field of Edutech in Singapore.
Sudha has passed the CPA exam in 2001 in the state of Delaware and earned a master’s degree in Coaching and Consulting for Change from INSEAD Singapore in 2014. In July 2021 Sudha completed the Certified Financial Planner certificate program at Bryant University and passed the CFP exam in July 2021. Sudha is also an enrolled agent authorized to represent clients with the IRS. Sudha joined WJL Financial Advisors LLC in July 2021.
Sudha resides in Denville NJ and is looking forward to working with clients in New Jersey or New York or virtually anywhere where permitted.
About Steve Pardonner
Steve received a B.A. Degree in Personal Financial Planning from Grove City College and an MBA in Finance from Carnegie Mellon’s Tepper School of Business.
Steve has worked for thirty years in corporate accounting, finance and product management within the communications technology industry. Most recently Steve has held the position of Director of Product Management with Vonage America LLC.
Steve has maintained a lifelong interest in financial planning. He completed the Certified Financial Planning program with the College of Financial Planning and passed the CFP exam in March 2023. Steve is currently working on obtaining the Enrolled Agent designation which will allow him to represent clients before the IRS.
About Michael Garrett
Michael Garrett, born in 1965, earned a B.A. in political science from Union College. He worked in government and politics in New York City for elected officials and administrative agencies. He also worked in public relations and political consulting. Michael earned an M.B.A. from Columbia Business School and worked in private equity.
Upon the birth of his first child, Michael became a stay-at-home dad, a “job” whose duties included managing the family’s finances, and making investment decisions for multiple retirement, education, and health savings accounts. As his children grew more capable and independent, Michael prepared for a new career as a professional financial planner by completing the coursework to sit for the CFP exam, which he passed in 2019. Michael is currently working on the experience requirement of the CFP.
In addition, Michael is an enrolled agent authorized to represent clients with the IRS.