We help our clients develop a financial roadmap. Are you changing jobs? Thinking about a second career? Planning for retirement? We will help you navigate these transitions.

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We provide financial planning, estate planning and tax planning services along with portfolio guidance and tax preparation.

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Recent Blog Posts

We make personal finance easy to understand

Why It Is Risky to Plan on Being in a Corporate Job Past Age 55

Posted by Bill LaChance on May 31, 2016

Most of the clients I serve in my financial planning practice are either in the midst of a career transition or planning ahead for one. The transition may be retirement, a second career, or a job transition due to downsizing. As a result, I have spent time over the...

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Low Cost Index Funds Are Also Tax Efficient

Posted by Bill LaChance on Apr 20, 2016

I am a big fan of investing in low cost index mutual funds instead of more expensive actively managed funds. An index fund simply owns all the stocks or bonds in a particular index (S&P 500, Russell 3000, etc.), whereas an actively managed fund has a fund manager...

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Using Roth Conversions to Lower Your Long-Term Tax Rate

Posted by Bill LaChance on Feb 26, 2016

If you expect your tax rate this year to be less than what it will be after you are 70½, consider a Roth IRA conversion. You will pay income tax on the funds you convert from a traditional IRA, but it will be at a lower rate than when withdrawals are made later...

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