I am a big fan of investing in low cost index mutual funds instead of more expensive actively managed funds. An index fund simply owns all the stocks or bonds in a particular index (S&P 500, Russell 3000,...
Learn MoreThe performance of the market over the last few days has heightened many people’s anxiety about whether the stock market is due for a major correction. For many, the memory of 2008/2009 lingers. No one can...
Learn MoreI am going to start out by explaining exactly what a bond is for those who are not familiar with bonds and how they work. Bonds reflect money that a company or governmental entity borrows to finance some...
Learn MoreIn my opinion, the answer to the question “Do Annuities Ever Make Sense in a Retirement Portfolio?” is “Yes – In Certain Situations.” In its simplest form an annuity is a contract between an individual...
Learn MoreAsset allocation decisions are quite a bit more complex when you have a sizable amount of money in taxable accounts versus having almost your entire retirement portfolio invested in tax deferred accounts...
Learn MoreOne of the best ways to maximize the returns of your portfolio over the long term is to minimize investment fees. The impact over time of these fees is much greater than many realize. For example, a...
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