In my financial planning practice I spend a fair amount of time with people in a job transition. Recently I have spoken with a few people who pay for their health insurance through COBRA, not realizing that...
Learn MoreI am going to start out by explaining exactly what a bond is for those who are not familiar with bonds and how they work. Bonds reflect money that a company or governmental entity borrows to finance some...
Learn MoreIn my opinion, the answer to the question “Do Annuities Ever Make Sense in a Retirement Portfolio?” is “Yes – In Certain Situations.” In its simplest form an annuity is a contract between an individual...
Learn MoreThose who experience a job transition (voluntary or involuntary) often have annual income levels that can vary significantly during the transition period. The income fluctuations can be caused by severance...
Learn MoreThere are several different ways that financial advisors are compensated. In this post I will walk through the various business models and give you my somewhat biased opinion on the pros and cons of each. ...
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