In my opinion, the answer to the question “Do Annuities Ever Make Sense in a Retirement Portfolio?” is “Yes – In Certain Situations.” In its simplest form an annuity is a contract between an individual...
Learn MoreThose who experience a job transition (voluntary or involuntary) often have annual income levels that can vary significantly during the transition period. The income fluctuations can be caused by severance...
Learn MoreThere are several different ways that financial advisors are compensated. In this post I will walk through the various business models and give you my somewhat biased opinion on the pros and cons of each. ...
Learn MoreFor those not familiar with Health Saving Accounts (HSA’s), they are tax- advantaged accounts that Congress authorized in 2004. HSA’s are available to those who enroll in “High Deductible” health insurance...
Learn MoreOne of the most difficult aspects (both financial and emotional) of planning for your retirement is how to prepare for the possibility of eventually needing long term care assistance. Anyone who has gone...
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